Catering to the needs of high-end and first-time card holders, IDFC First Bank brings along an attractive catalogue of credit cards. One of the many benefits of these cards is that they feature zero annual and processing fees.
These credit cards also offer rewards for domestic and international travel ticket bookings from various websites. Thus, customers can enjoy superior rewards programmes, round-the-year offers and various travel perks.
One can also contact IDFC credit card customer care number for more insights into its credit cards. Go through the following sections to know the various features and benefits these cards exhibit.
Features and Benefits of Credit Cards Offered by IDFC First Bank
IDFC First Bank credit cards offer the following travel benefits:
Airport meet and greet
Enjoy savings on Airport Fast Track immigration services at more than 450 locations globally with airport meet & greet.
Enjoy lucrative savings on airport transfer limo service in over 3000 places throughout 83 nations.
With this service, you may self-book your dining, staycation, flights, and activities in a contemporary and personalised way.
Luxury hotel collection
Cardholders get access to over 900 luxury hotels globally with perks including automatic room upgrades, free in-room Wi-Fi, free continental breakfast, VIP Guest status, and 3 PM check-out on demand.
A few other benefits exhibited by an IDFC First Bank credit card include:
- You can use the IDFC FIRST credit card to make ATM cash withdrawals without paying interest for up to 48 days. This is applicable to all IDFC FIRST Bank credit cards.
- IDFC FIRST Bank offers credit cards at the lowest interest rates. The interest rate can range between 0.75% – 3.99% per month, or 9% yearly, which is lower than many other credit cards.
- Get a gift voucher as a welcome benefit with every IDFC FIRST Bank credit card when you spend Rs.15,000 within the first 90 days of card issuance.
- 5% cashback on your first EMI transaction with your IDFC FIRST Bank credit card that you made within the first 90 days of card issuance.
- With your IDFC FIRST Bank credit card, you can get Personal Accident Coverage of up to Rs.10 Lakhs as well as a complimentary Lost Card Liability Coverage of up to Rs.50,000.
- IDFC FIRST credit cards include free roadside assistance worth Rs.1,399.
- Customers can also avail buy one get one offer on movie tickets of up to Rs.250 on Paytm mobile app.
Apart from that, these cards also offer 350+ merchant offers throughout the year, up to 20% discount at more than 1500 restaurants across the country and much more.
Individuals can contact IDFC credit card customer care number for more details. However, a few conveniences that these cards provide are:
You can convert all transactions over Rs.2,500 into simple and convenient EMIs over the mobile app.
Instant EMI conversion on the bank’s OTP page for all online transactions exceeding Rs.2,500.
The bank also offers balance transfer facility, which allows customers to easily transfer balances from other bank credit cards.
Types of Credit Cards Offered by IDFC First Bank
IDFC First Banks offer domestic travel benefits across the following credit cards:
IDFC First Select credit card
The IDFC First Select credit card is the most premium card this bank offers. This credit card allows you to earn up to 10x reward points for every Rs.100 spent on your birthday. Additionally, you can avail 6x reward points for every Rs.100 spent online, and 3x reward points for every Rs.100 spent offline. This card also allows customers to up to four complimentary domestic lounge visits per calendar quarter.
IDFC First Wealth credit card
IDFC First Bank offers the Wealth credit card at zero annual membership fees. The interest rate on this credit card is also relatively low, ranging from 0.75% to 2.99% per month. Furthermore, this credit card provides you with four complimentary domestic and international lounge visits.
IDFC First Millennia credit card
IDFC First Millennia credit card is a reward card that offers a high reward rate on your purchases. You get a 10x accelerated reward rate on purchases made on your birthdays up to Rs.20,000. Besides, you can also enjoy a 6x rewards point for online spending and 3x points for offline purchases. One of the most appealing aspects of this credit card is that the reward points accumulated do not expire and can be carried over to the following year.
IDFC First Classic credit card
This is an entry-level card that offers exclusive rewards and benefits on your spending. For every Rs.100 spent online, you will receive 6 reward points and for every Rs.100 spent offline, you will receive 3 reward points. Aside from that, you get four complimentary visits to railway lounges each quarter. You will also receive insurance benefits worth up to Rs.2 Lakhs.
You can consider comparing different credit card offers online from websites like Bajaj MARKETS. This is a diversified platform featuring different credit cards offered by leading banks and card issuers.
For more details regarding IDFC First credit cards, consider contacting IDFC credit card customer care number. Furthermore, read the terms and conditions of the bank before making a decision.